How You Can Get Relief From Tax Garnishment

Are you in a situation where you will have your wages garnished to pay back taxes, and you are not sure what you can do about it? There are actually a few solutions to help get some relief from wage garnishment. Make sure you follow these tips so that you are handling the situation in the best way possible.

File All Back Tax Returns

You want to start by making sure that you are up to date with all of your previous tax returns. This is to ensure that your currently owed taxes are as up-to-date as possible and that you don't have issues down the road with more back taxes that are owed. You should have all the taxes filed that you are legally obligated to file at the time.

It is worth contacting the IRS about the best way to file these previous tax returns. It can take a while for the returns to be processed, and you don't want to have those returns mixed in with everyone else's current tax returns. You may be asked to file the tax returns a different way, or even fax the documents so that they can be processed immediately. 

Propose A Repayment Plan

Your goal will be to prevent your wages from being garnished so that you have more control over the money you receive from your job. You'll still need to pay back those taxes that you have not paid, but you'll go about doing it in a different way. That's why you'll want to propose a repayment plan so that the wage garnishment will end.

By proposing a repayment plan, you can make the payments more affordable to you. Rather than the IRS taking the money that they feel is appropriate out of your wages, you can potentially negotiate for a lower amount that gives you more money in your bank account at the end of the month. 

Provide Information To Your Employer's Payroll Department

Once a repayment plan has been accepted, you'll need the IRS to contact your employer's payroll department to release the wage garnishment. The IRS will need to be the ones to contact them directly since they are the only ones that can give that official release. Even if you have all of the documentation to show your payroll department, they'll need that official confirmation from the IRS in order to end the garnishment. 

Reach out to a lawyer familiar with tax garnishment solutions to learn more.